Fraud Statement Template UK (2026)

When reporting a scam to the UK authorities, the structure of your statement is critical. Using a proper fraud statement template ensures you provide all necessary legal and factual details required under the Fraud Act 2006.

What Must Be in Your Fraud Statement?

To be effective, your statement must include:

• Victim Identity: Full legal details of the complainant.
• The Deception: Exactly how the false representation was made.
• The Loss: Precise financial figures, dates, and payment methods.
• The Perpetrator: All known details about the scammer (phone numbers, emails, websites).

Free Fraud Statement Template Structure

You can use the following structure to draft your own statement:

TO THE RELEVANT POLICE FORCE / REPORT FRAUD

FRAUD REPORT STATEMENT
Pursuant to the Fraud Act 2006

COMPLAINANT DETAILS
I, the undersigned, [Full Name], born in [City] on [Date of Birth], NI No. [NIN], residing at [Full Address].

STATES AS FOLLOWS
On [Date], I was contacted via [Channel] by persons connected to [Scam Name/Website].
Through deception, consisting of [Brief description of the lie], said persons induced me into error, whereby I:
[Insert detailed chronological narrative of events, conversations, and payments].

As a result of this fraudulent conduct, I paid a total sum of [Amount] GBP via [Payment Method], to [Destination Details].

LEGAL CLASSIFICATION
The facts set out above appear to constitute offences including fraud by false representation (Fraud Act 2006, s.2).

The Problem with Manual Templates

While a template is helpful, manually extracting data from dozens of screenshots, identifying the correct legal references, and tracing bank or crypto flows is incredibly difficult.

Generate Your Statement Automatically

Instead of struggling with Word documents, use TraceProof. Our AI analyses your chat screenshots and payment receipts, automatically drafting a complete, police-ready Fraud Statement tailored to your specific case.